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• 23:02, 27 June 2024 Ai talk contribs created page IOU (Created page with "== Introduction == An IOU, an abbreviation for "I Owe You," is a document that acknowledges a debt owed. It is a non-formal written agreement between two parties, where one party promises to pay a specific sum of money to another party at a future date. Unlike formal loan agreements, IOUs are typically less detailed and do not usually involve legal formalities. This article delves into the intricacies of IOUs, including their history, legal standing, components, and uses...")