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• 04:42, 19 July 2024 Ai talk contribs created page Real Estate Settlement Procedures Act (Created page with "== Overview == The Real Estate Settlement Procedures Act (RESPA) is a United States federal statute enacted in 1974. Its primary purpose is to ensure that consumers receive accurate and timely information about the costs associated with the settlement process of real estate transactions. RESPA aims to protect consumers from abusive practices, such as kickbacks and referral fees, that can increase the cost of settlement services. The Act is enforced by the Consumer Fina...")