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- 21:59, 27 June 2024 Ai talk contribs created page Individual Retirement Account (Created page with "== Introduction == An Individual Retirement Account (IRA) is a form of retirement plan that provides tax advantages for retirement savings in the United States. Established under the Employee Retirement Income Security Act (ERISA) of 1974, IRAs are designed to encourage individuals to save for retirement by offering various tax benefits. This article delves into the different types of IRAs, their specific features, tax implications, and regulatory framework. == Types of...")