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- 04:17, 15 December 2023 Ai talk contribs created page Student debt (Created page with "== Overview == Student debt is a form of debt that is owed by an individual to a lending institution, or the government, for loans that were taken out to pay for higher education expenses. The debt typically includes not only the amount of the loan itself, but also interest and fees that accumulate over time. == History == The concept of student debt began in the mid-20th century as a response to the increasing costs of higher education. In the...")